Scams that target homeowners…especially seniors

Do not become a victim of fraud. A basic understanding of how scam artists work and knowledge of common tactics to be on the lookout for can help you avoid fraud and protect your hard-earned money. Learning how to invest safely can also assist you in reaching your financial goals and avoid becoming a victim. Below is more information on some common scams including what to look for and how to avoid falling prey to fraudsters.

 

senior-scamsThis scam typically starts with a knock on your door with a story or a deal – the roofer who can spot some missing shingles on your roof, the paver with some leftover asphalt who can give you a great deal on driveway resealing or some similar claim. These contractors will continually move around to avoid contact with law enforcement and past customers.

In-Person Pitch: I’ve got a deal on resealing your driveway (fixing your roof, trimming trees, etc.)

Target: All property owners, especially seniors.

Result: After you agree to the work to be done, you may have a shoddy job that will not last, a false injury claim against your insurance company or a worker who simply takes your money and runs.

scam_alert_mgnHow to avoid this scam: Verify before you buy! Make sure that the company, broker or agent is licensed to do business in Florida. Before you sign a contract or write a check. Use these links to verify through our records that the entity is authorized and licensed to transact business in Florida or with Florida residents. Click here: Verify Before You Buy! You can also verify with the Department of Financial ServicesDivision of Workers’ Compensation if they have workers’ compensation coverage. If they don’t, you could be liable for any injuries.

See MORE on scams on Florida’s Division of Consumer Services. Click here

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